Seniors and Pensioners Tax Offset Calculator (Australia)

Seniors and Pensioners Tax Offset Calculator (Australia)

Estimate your potential Seniors and Pensioners Tax Offset (SAPTO).

Your Profile

Must be Age Pension age or older (currently 67).

Your gross income minus allowable deductions.

Partner’s Details (if applicable)

Partner must also be Age Pension age or older.

What is ‘Rebate Income’?

For SAPTO, ‘rebate income’ is generally your taxable income plus any net financial investment losses and certain exempt lump sum superannuation payments. This calculator primarily uses taxable income for simplicity.

Important Disclaimer:

  • This calculator provides an **estimation** based on general SAPTO rules and current ATO thresholds (using 2023-24 financial year figures as defaults, which are subject to change).
  • For precise details, personalized calculations, and to confirm your eligibility, you **must** refer to the official ATO website or consult a qualified tax professional or financial advisor.
  • This tool is for illustrative purposes only and should not be considered financial or legal advice.