Retirement Pension Calculator (US)

Estimate your potential defined benefit pension income.

Core Information

Final Average Salary ($)

Years of Service

Pension Multiplier / Accrual Rate (%)

Expected Retirement Age

Spouse/Survivor Benefit (%) 0%

Single Life 50% 100%

Choosing a survivor benefit often reduces your initial pension amount (e.g., by 5-15%). This calculator applies a standard 10% reduction if a survivor benefit is chosen.

Your Estimated Pension

Estimated Annual Pension

$0.00

Estimated Monthly Pension

$0.00

Calculation Breakdown

Enter your details to see the calculation.

Disclaimer: This is an educational tool, not financial advice. Pension plan formulas can vary. Consult with a financial advisor or your plan administrator for exact figures.